No — Airlocum locums are self-employed contractors, not employees, so we do not provide a pension scheme.

As a self-employed professional, you:

  • Manage your own tax affairs.

  • Arrange your own pension or investment plans.

  • Have the flexibility to choose the savings and investment options that suit your needs.


Pension & Investment Options

Stocks & Shares ISA (Often a First Step)

  • Tax-free growth and withdrawals.

  • Flexible access if circumstances change.

  • Annual allowance: £20,000.

  • No age restrictions.

Self-Invested Personal Pension (SIPP)

  • Consider when your earnings increase.

  • Offers tax relief on contributions.

  • Works well alongside an ISA for long-term planning.


Getting Started

  1. Research ISA and pension providers.

  2. Consider low-cost index funds for diversification.

  3. Start small and increase contributions as income grows.


⚠️ Disclaimer: This is general information, not financial advice. Always consult a qualified financial adviser before making investment decisions.